1. If the money you plan to invest were lost entirely, would it affect your life?

Not at all — it was always spare cash I'd be a bit poorer, but it wouldn't hurt my livelihood It would make things fairly tight It would hurt badly — it's borrowed / living money

2. If your account were down 30% in a week, you'd...

Stay calm — I expected the swings Feel uneasy, but be able to hold Lose sleep and really want to sell at a loss Dump everything right away, maybe never touch it again

3. Your investing experience?

Years, across asset classes — I understand volatility I've bought funds or stocks Only savings and basic products None at all

4. Your main reason for getting into crypto?

A long-term allocation of a small slice of my assets To learn and try it out To make a bit of quick money To turn things around / pay off debt / get rich overnight

5. Would you borrow, use a credit card, or dip into living money to invest?

Absolutely not No Maybe a little Yes

6. How long until you'll need this money?

Not for three to five years or more Not within a year or two I might need it in a few months I could need it at any time

7. When you see someone's "got rich" screenshots, you...

Feel nothing — I know it's survivorship bias Feel a flash of envy, but don't act rashly Get a bit of an urge to chase it Immediately want to go all in

8. The amount you plan to invest is what share of your investable assets?

A very small part (under 10%) A small part (10–30%) About half Most of my net worth

Your risk tolerance

Steady

Score 16 / 24

This is just a small self-awareness test, not investment advice, and no substitute for your own judgment of your finances. Crypto is extremely high-risk, and "not investing for now" is always a reasonable choice. Once you have a direction, you can estimate a starting amount with the position sizer. This test collects and uploads no answers.

Risk Tolerance Self-Test

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